
08/25/2025
232: Black Philanthropy Month Part 2: Minnesota Black Collective Foundation This week, we're talking with Lulete Mola, executive director of the Minnesota Black Collective Foundation. As one of the few social justice organizations with an endowment, they're leading the way in funding Black-led nonprofits. Join us as we dive into their work and explore the critical role of s

08/17/2025
231: Black Philanthropy Month Part 1: When Black Led Charities are No Longer the Flavor of the Month August marks Black Philanthropy Month, a vital initiative launched in 2011 to champion funding equity and uplift philanthropic efforts within communities of African descent. This focus is more critical than ever, as the percentage of funding directed towards Black charities has decreased by over 30%

08/10/2025
230: 401(k) Decay Our employer retirement plans, collectively holding over $12 trillion, are often our largest assets. For years, the conventional wisdom has been to roll these funds into IRAs when changing jobs. However, a troubling trend is emerging: one-third of workers are cashing out their plans when they leave

08/03/2025
229: Medicaid Divorce and other Strategies for Covering Healthcare Costs Later in Life Medicaid, the government health insurance program for individuals with limited income and assets, often becomes a crucial consideration for families aiming to protect their savings and preserve inheritances when anticipating significant healthcare costs. The program has always been complex and now i

07/27/2025
228: Three Trillion in the Hole The tax changes we previewed a few weeks ago are now law. Trump’s OBBBA (we are affectionately calling it the “One Blankity Blank Bill Act”) is set to impact everyone in different ways — delivering big savings for some high income earners, and taking away financial safety nets for others.
Join us t
07/20/2025
227: Baby Bears Leaving the Den; Advice for Mama/Papa Bear A record three million young adults are heading off to college this fall, and for many parents, this milestone brings a powerful mix of emotions: immense pride, underlying fear, and a touch of heartbreak. But beyond the emotional rollercoaster, there's a sudden, stark reality – your 18-year-old is n

07/14/2025
226: Tapping That (Home Equity) Homeowners have access to a record-breaking $35 trillion in home equity. With interest rates uncomfortably high, tapping into that wealth has become complicated. Traditional options like HELOCs and second mortgages are expensive, and new companies are pushing "Home Equity Investments" (HEIs)—deals t

07/06/2025
225: The Quest for a Perfect Credit Score; The Credit Quiz A perfect 850 FICO score is a rare feat, held by just 1.54% of credit-holding Americans. This aspirational target is becoming even harder to attain as the credit landscape continuously evolves. Join us this week as we break down upcoming changes in credit calculations and put Andrea's credit experti

06/29/2025
224: Advice for Newlyweds; Should We Jump the Broom or Slide the Paperwork (for a Domestic Partnership) Wedding season is in full swing! With over 2 million marriages annually, summer and fall are peak times for couples to say 'I do.' Beyond traditional nuptials, many same-sex couples are exploring civil unions and domestic partnerships. Join us today as we delve into all your options and help you nav

06/23/2025
223: The True Cost of Mass Deportations Despite unauthorized immigrants comprising less than 5% of the American workforce, the government is pursuing mass deportations. The stated goal is to open up jobs for citizens, but will it work? This week, we explore the complex social and financial implications of current immigration policies. We'
06/15/2025
222: Marry the Home, Date the Rate: A Real Conversation About Real Estate (with Kim Primus) Whether it's scaling down, moving up, or diving into the home-buying market for the very first time, people are navigating a wide range of housing journeys. In this episode, we sit down with real estate expert Kim Primus to break down the issues, challenges, and opportunities in the real estate mark

06/08/2025
221: America’s Big (not so beautiful) Budget Bill / Recovering from “Maycember” Congress is weighing major tax cuts and small yet concerning budget reductions. In this episode, we break down how these shifts might impact you personally. Plus, with summer fast approaching, we offer practical tips to help recalibrate your household budget after the overspending you probably exper

06/01/2025
220: Parenting Advice This Summer Every parent wants their child to grow into a responsible, happy and hardworking adult—but how do you make that happen? With summer around the corner, we’ll explore ways to instill these values through meaningful experiences. Special guest Storm Reaves joins us for an insightful conversation on how

05/25/2025
219: Prom day, graduation day and liberation day - Our quarterly review of current events and the market We’re witnessing a time of swift change, with government policies evolving rapidly and economic uncertainty increasing. As consumer confidence declines and financial worries grow, join us this week as we offer our insights on what’s ahead for investors.
05/18/2025
218: It’s Killing Us—Calculating the Cost of DOGE in Our Communities Government waste, fraud, and abuse make headlines, and tightening the belt sounds like common sense. But what's the real cost in Black and Brown communities and vulnerable populations? We go beyond the bullet points to uncover the hidden impacts and, most importantly, explore how we can protect and

05/12/2025
217: ETA: Entrepreneurship through Acquisition The next generation of entrepreneurs isn’t starting from scratch—they’re taking over thriving businesses. As baby boomers retire, a massive opportunity is unfolding for ambitious buyers ready to step in and build on existing success. This week, we dive into the tips, strategies, and financing tools

05/04/2025
216: Budget Vampires (In Honor of ‘Sinners’) Sink your teeth into a conversation where we expose the companies and personal habits that quietly drain your budget. Without spoiling the movie Sinners, we’ll guide you through the hidden costs lurking in your daily life—helping you dodge the bite. Join us as we highlight the film, step on some toe

04/27/2025
215: Know When to Hold ‘Em Seeing red in your stock portfolio? You are not alone. The crucial question is: when do you hold, and when do you fold? In today’s episode, we tackle this vital decision. We'll guide you through the proper steps from picking a stock to buy to understanding the often-difficult decision of when to sel

04/14/2025
214: America’s “Slip is Showing” While many people and the stock market celebrated Trump’s 90 day pause on tariffs, we saw a different story unfolding in the bond market and with the dollar. America’s global position as a safe haven in times of economic trouble may be slipping away. Today, we discuss how policy mistakes could push

04/06/2025
213: Money Conversations with Jack and Jill We hosted a special live event at the Jack and Jill of America Eastern Region Children’s and Middle School Cluster at American Dream Mall in NJ. The initial plan was to lead a conversation with mothers around navigating wealth inequities. However, with tariffs announced, and a historic sell-off in

03/30/2025
Preview Episode The Momentum Advisors podcast is all about wealth building, investing and entrepreneurship. In this special preview episode, Allan Boomer and Andrea Gray share what’s ahead for the show, including fresh topics, new perspectives, and what listeners can expect in upcoming episodes.

03/30/2025
212: Generational Wealth Part 2 — The Software n the second installment of our series, we explore the leadership aspects of establishing generational wealth. This includes strategies for guiding the next generation through financial education and involving them in the legacy planning process. We also shine a spotlight on inspiring examples of Bl

03/24/2025
211: Is it time to panic? This week, we’re tackling the growing list of topics keeping investors up at night — from the 10% drop in the stock market to the constant stream of tariff updates and government layoffs. Join us as we break down these pressing issues, provide historical context, and offer practical ideas to help yo

03/16/2025
210: Generational Wealth Part 1 – The Hardware Have you ever wondered how families like the Hermès, Kennedy, and Walton dynasties build wealth that spans generations? We find that generational wealth is a common aspiration, yet many of us are unsure of how to achieve it. In today’s episode, we'll delve into the strategies used by these famous fa