164: Mortgage Madness
03/03/2024
164: Mortgage Madness
Most people are getting excited about "March Madness" but what we're seeing and hearing about even more is mortgage madness. Reports shows that a lot people are out here refinancing mortgages right now even though they're going to end up with a considerably higher interest rate. On this episode, we
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163: It's a Miracle... I Hit the Jackpot!
02/25/2024
163: It's a Miracle... I Hit the Jackpot!
Have you heard the story about the Uber driver who won the lottery and was still driving Uber? Well, we have and we know it firsthand. On this episode we talk about what happens when you actually hit the lottery, the Powerball, the MegaMillion? How much money do you get, when do you get it, who shou
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162: Allan was Wrong!
02/18/2024
162: Allan was Wrong!
In the passed 30 days, Allan and Tiffany have bought 2 cars: one for their business and one for Allan’s family. In times past, Allan was adamant about the "proper" way to buy a vehicle, even though his thoughts were very different from Tiffany's. It turns out, after these two new car purchases, Alla
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161: Friends... How Many of Us Have Them?
02/11/2024
161: Friends... How Many of Us Have Them?
What happens when one friends starts making considerably more--or less--than the rest of the friend ground? Do you feel like you have to change your friends as your financial situation changes? Did you get married, get a promotion, get laid off, have a baby, or some other financial milestone, and no
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160: Why Should White Guys Have All the Fun: Byron Allen Edition
02/04/2024
160: Why Should White Guys Have All the Fun: Byron Allen Edition
First, it’s Black History Month and we couldn't be more excited! Second, Byron Allen is in the news this week for offering to buy Paramount Global for $14.3 billion dollars. People may recall that he also attempted to buy BET Media group for $3.3 billion just a few months ago. This reminded us of Al
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159: Market Update: Wipe Me Down
01/28/2024
159: Market Update: Wipe Me Down
Every so often we have to get serious and talk financial markets. What has (really) happened, what is going on right now, and what we think is on the 2024 horizon. On this episode we talk about the ever-elusive recession, declining interest rates, the recall of inflation, and why 2023 was the year o
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158: Mo' Money, No Problems
01/21/2024
158: Mo' Money, No Problems
It’s that time of the year when raises, bonuses, or promotions start to happen and you are on track to make more money in 2024 than you did in 2023. What should you do to make the most of this financial increase? On this episode, we teach you how to ensure this new money--no matter how big or small-
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157: Triumph Over Tragedy
01/14/2024
157: Triumph Over Tragedy
Allan’s childhood friend died last week and the family has to do a GoFundMe to cover necessary expenses. On this episode we highlight some of things to do, now, to make sure your family is prepared for when there is an emergency and/or loss of a loved one.
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156: The Katt Williams School of Business
01/07/2024
156: The Katt Williams School of Business
All everyone is talking about is Shannon Sharpe’s interview of Katt Williams on "Club Shay Shay", which racked up over 22 million views in just a few days. Well, we have decided to join in on the conversation. While there may have been some mudslinging and a few tall tales mixed in to the interview,
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155: Kwanzaa for Christmas
12/25/2023
155: Kwanzaa for Christmas
We all know how much Tiffany loves Christmas. Well this year in addition to celebrating Christmas, she will also be celebrating Kwanzaa for the first time. On today's episode, we will talk about how you can celebrate both. Not just for one day but, all year long. We also highlight how both are close
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154: The (Wildly Common) Untold Stories of Financial Triumph
12/17/2023
154: The (Wildly Common) Untold Stories of Financial Triumph
What does it take to become wealthy and financially triumphant? This may seem like a really complex question to answer but we know firsthand that it is not. On this episode we share several true stories of triumphant financial success that we see every single day in the Black community. And the unde
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153: Wildin' Out: Common Life Mistakes That Will Cost You
12/10/2023
153: Wildin' Out: Common Life Mistakes That Will Cost You
You've almost made it to the end of the year and we're sure you've made some common, innocent mistakes that have cost you financially. Don't feel bad, we all do it. On this episode we are recounting true stories and sharing common life mistakes that eventually cost you big later down the road. Some
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152: Am I Rich?
12/04/2023
152: Am I Rich?
So many people have the goal of being rich but do you know what dollar amount defines if you are rich or not? Do you know how to actually become rich? Do you know the difference between rich and wealthy? On this episode we help you determine if you are rich or not. We also talk you through what it m
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151: Thankfulness, Testimonies, Gratitude & Miracles
11/26/2023
151: Thankfulness, Testimonies, Gratitude & Miracles
As we move through Thanksgiving and officially into the holiday season, we break away from our traditional content to discuss how thankful we are for all that we have and all there is to come. On this episode, Allan and Tiffany reflect on what being thankful really means to them, what they are truly
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150: The Money Date
11/12/2023
150: The Money Date
Are you newly in love and/or ready to move-in with your partner? Are you at the beginning of a serious relationship and you want to take it to the next level? Well that means it's time to talk about money and (potential) joint wealth building. On this episode, we highlight what it means for your wea
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149: That Ain't All Your Money
11/05/2023
149: That Ain't All Your Money
It's easy to get excited when you get a pay raise, receive an inheritance, win a prize, get great returns on an invest, or even "make a little extra money on the side." But did you know, that ain't all your money? On this episode we talk about how taxes impacts every single dollar that you touch—whe
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148: End of the Year Planning
10/29/2023
148: End of the Year Planning
You may not want to hear it but the end of the year is approaching. Which depending on your situation could include: figuring our whose cooking for Thanksgiving, holiday gift shopping, and "cuffing season." While one or more of those scenarios may be on your list we have a few financial checklist it
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147: Battle of the (Financial) Sexes
10/22/2023
147: Battle of the (Financial) Sexes
When it comes to financial matters, men and women do things very differently. But how differently--and why? While we know that individuals vary widely in their financial behaviors and attitudes, studies have shown that there are some major differences between men and women and how they manage their
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146: Lending Your Money with Purpose
10/15/2023
146: Lending Your Money with Purpose
When it comes to having a diversified portfolio one of the most common investment vehicles included is bonds. And while bonds are typically considered "safe investments" that doesn't mean they are safe for society, the environment, your gender, your children, or your community. On this episode, we h
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145: Morgan State University: You Can't Stop Wakanda
10/08/2023
145: Morgan State University: You Can't Stop Wakanda
Homecoming for Allan and Tiffany looked very different this year as their alma mater experienced a violent shooting on campus and therefore all Homecoming festivities were cancelled for the first time in over 100 years. This episode talks about what was NOT cancelled! Including the opening of our ne
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144: The Collapse of the U.S. Dollar and the Beyoncé Effect
10/01/2023
144: The Collapse of the U.S. Dollar and the Beyoncé Effect
So is the U.S. dollar going to zero or not? Are the BRICS conspiring against our currency? Is the fall of the U.S. financial markets finally upon us? And if so, can Beyoncé save us all? On this episode we answer all of these questions and more as we focus on the value of currency--both global and U.
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143: A.I.--and We're Not Talking About Allen Iverson
09/24/2023
143: A.I.--and We're Not Talking About Allen Iverson
Artificial Intelligence! Allan’s mom recently asked him if he is using that “A-L” she’s been reading about everywhere. Of course, she meant A.I. as in Artificial Intelligence. Well the answer is, "Yes!" We're all using it, whether we know it or not but it's a lot more complex and advantageous than y
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142: The Fire and Desire of Interest Rates
09/17/2023
142: The Fire and Desire of Interest Rates
The Federal Reserve ("Fed") has raised interest rates so many times over the last several months that it's almost impossible to remember when rates were below 4%, just two years ago. However, in the words of Tiffany, “We are here now!” So how do we take advantage of this unique moment in time--as sa
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141: The Budget Buffet
09/10/2023
141: The Budget Buffet
Do you have a budget? And if so, do you actually follow it? Or are you one of the 53% of Americans that doesn't follow a budget because you don't know how, don't want to, or you feel like you don't make enough money to budget with? If any of these apply to you, I guarantee we can change your thinkin
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